RK SR22 Insurance Company, Chicago IL
We are an insurance company that is licensed in the state and we will file the SR-22 on your behalf.
If you are arrested for a DUI, you will be required to file an SR-22 with the DMV in order to reinstate your license. An SR-22 is a certificate of financial responsibility that shows the DMV that you have the insurance coverage required by law. The SR-22 is filed by your insurance company with the DMV.
There are instances where you may not have enough coverage for your car and this is where we come in. We are ready to help you with SR-22 insurance and we will make the process as simple as possible for you.
We are an SR22 insurance company in Chicago IL that is licensed in the state and we will file the SR-22 on your behalf. When you come to us, we will work out your case so as to find the best rate possible for you. We understand the challenges that come with getting insurance after a DUI and we are here to help you through the process.
Give us a call today and let us help you get the SR-22 insurance you need.
What is an SR-22 Insurance?
SR-22 insurance is a certificate of financial responsibility that is required by the state. If you are arrested for a DUI, you will be required to file an SR-22 with the DMV in order to reinstate your license.
The SR-22 policy is a document that shows that you have the right coverage as stipulated by state law. It is important to note that the SR-22 is not really insurance, but it is a certificate, which your insurer will file on your behalf to the DMV.
The filing of the Chicago SR-22 is usually required for a period of three years, and it is important that you maintain the policy during this entire period. If you let the policy lapse, your insurance company will notify the DMV, and your license may be suspended again.
Who Needs SR-22?
One of the biggest benefits of the SR-22 is the fact that you are able to reinstate your driving privileges even after a DUI arrest. If you want to get your license back, you will need to file an SR-22 with the DMV.
It is important to note that not everyone who is arrested for a DUI will be required to file an SR-22. The judge will usually order the filing of an SR-22 if you are considered a high-risk driver.
Some of the factors that may be considered when determining if you are a high-risk driver include:
- A prior DUI conviction
- A history of reckless driving
- A history of accidents
If you are found to be a high-risk driver, the judge will order you to file an SR-22. Some of the people who need an SR-22 include:
- People with a DUI conviction
- Reckless drivers
- Drivers under the age of 21 arrested with DUI
- People with more than 3 traffic offenses
- Drivers who suffer wreckage while not insured
- People who fail to report accidents that cause property damage of more than $1,000, bodily harm, or death.
There are cases where you will need an SR-22 after an accident, even if you were not the driver. For instance, if you let someone else drive your car and they cause an accident, you may be held responsible for the damages.
In such a case, you will need to file an SR-22 as well. The good news is that we are always here to provide you with the best SR-22 policies, which are cheap and affordable.
Non-owner SR-22 Insurance
This is a type of progressive SR-22 insurance that is perfect for people who don’t own a car but still need to file an SR-22. The non-owner policy savings will cover you while you are driving a rented car or someone else’s car.
Generally, auto insurance is considered to be rather expensive. As such, the non-owner SR-22 becomes an ideal option as it gives you sufficient cover in the event of an accident. If you have a license that is revoked, this is what serves as proof of having liability insurance. Ultimately, this should help with the reinstatement of your license.
In the state, financial responsibility rules is divided into 3 main groups:
- Owner’s policy certificate
- The broad coverage policy certificate
- Operator’s policy certificate
The operator’s policy certificate is what is known as the non-owners SR-22 certificate and is the most common form of the certificate used.
This type of policy is ideal if you drive someone else’s car frequently or if you have been ordered by the court to obtain an SR-22 but do not own a car. This policy is cheaper as the assumption is that the holders of such policies do not drive often. We are always happy to help you with this type of policy as it will help you avert the unnecessary average cost of expenses.
SR-22 insurance without Car Near Me
Are you looking for SR-22 insurance but don’t own a car? You are not alone as this is a common problem. Many people who have their licenses revoked may not have access to a car.
This is where non-owner SR-22 insurance comes in. This type of policy covers you even when you are driving someone else’s car. In such a case, you should be insured under the other driver’s policy.
However, in some cases, you may not have access to a car at all. This is where the Chicago non-owners SR-22 insurance policy comes in as it will cover you even when you are driving a rented car. If you have a tendency to borrow a friend’s or a relative’s car, this policy is ideal for you.
The good news is that we can help you get the best rates and prices for this type of policy. We understand the challenges you may be facing and are always ready to help. Give us a call today, and we will be more than happy to help you get the coverage you need.
Auto insurance SR-22
A lot of people tend to confuse SR-22 insurance requirements with auto insurance. However, they are quite different. SR-22 insurance is a type of proof of financial responsibility that is required by the DMV in some cases.
Generally, it is required for drivers who have had their licenses revoked due to DUI or other traffic offenses. It is also required for drivers who have been involved in accidents while not insured.
Auto insurance, on the other hand, is a type of insurance that covers your vehicle in the event of an accident. It is not a requirement in all states but is generally recommended.
There are many people who need auto insurance but do not qualify due to one reason or another. However, for you to be able to drive, you will need to get auto insurance. Auto insurance SR-22 is your best option in such instances and we are committed to giving you the best and the cheapest rates.
With an SR-22, you can drive confidently, knowing that you are sufficiently covered in the event of an accident. We will help you get the best low possible rates so that you can save money and still have the coverage you need.
SR-22 Motorcycle Insurance
Motorcycle accidents are quite common, and as such, it is important to have adequate insurance coverage. If you have been involved in a motorcycle accident, you may be required to get SR-22 motorcycle insurance.
If you usually use a motorbike for commuting, with no car, it is important to get this type of insurance as it will cover you in the event of an accident. It is also a good idea to get this type of insurance if you are a high-risk rider.
There are many people who ride motorcycles, and as such, there is no shortage of motorcycle insurance companies. However, when you are not looking for typical motorcycle insurance but an SR-22, we are your best bet.
We will evaluate your specific case and explore various options. If you had your license revoked, we can help you secure an SR-22 policy. If you often use another person’s motorcycle and do not own one, do not worry. We can still give you the best cover.
Give us a call today, and let us help you get the best possible rates for SR-22 motorcycle insurance. You can be sure that we will work hard to get you the coverage you need at the most affordable cost.
Get a Free Quote Today
SR-22 insurance Chicago is what we specialize in. We are not your ordinary insurance company as we are always ready to go the extra mile to ensure that our clients get the best possible rates.
If you are in need of SR-22 insurance, give us a call today, and we will be more than happy to help you. We have worked with so many clients in the past and we always strive to ensure that all your needs are met in the best way possible. Talk to us today and get numerous quotes free of charge.